Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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د.إ1,000 د.إ100,000

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RAKBANK

RAKBANK Personal Loan

APR 4.75–14.0%
Amount
د.إ10k–د.إ2.2M
Term
12–48 months
Approval
swift approval, reduced processing fees for digital applications

Best for: This loan is best for individuals seeking quick approval and flexible repayment options, especially those with high credit scores.

ADCB

ADCB Personal Loan

APR 5.99–14.0%
Amount
د.إ10k–د.إ2.2M
Term
6–48 months
Approval
decision within 7 working days, TouchPoints loyalty rewards included

Best for: Ideal for expatriates in the UAE seeking to consolidate debt or access significant loan amounts.

Mbank

Mbank Personal Loan

APR
Amount
د.إ10k–د.إ250k
Term
12–48 months
Approval
digital application through the Mbank app with app-based follow-up

Best for: Best for UAE Nationals and residents seeking flexible loan options with no processing fees and a generous payment holiday.

Emirates NBD

Emirates NBD Personal Loan

APR 5.48–20.99%
Amount
د.إ10k–د.إ4M
Term
12–48 months
Approval
loan approvals often complete within 2-3 business days

Best for: This loan is ideal for high-income earners looking for significant loan amounts and attractive interest rates without hefty processing fees.

Mashreq Bank

Mashreq Personal Loan

APR 7.25%
Amount
د.إ10k–د.إ2M
Term
6–48 months
Approval
instant online approval in 5 minutes

Best for: Salaried professionals earning a minimum of AED 5,000 who need quick access to personal financing.

Dubai Islamic Bank

Dubai Islamic Bank Personal Finance

APR 5.99–21.99%
Amount
د.إ10k–د.إ5M
Term
12–48 months
Approval
quick access to funds with simple documentation

Best for: This product is ideal for high credit tier individuals looking for long-term financing that aligns with Islamic principles.

First Abu Dhabi Bank

First Abu Dhabi Bank Personal Loan

APR 4.7–12.75%
Amount
د.إ15k–د.إ5M
Term
6–60 months
Approval
loan calculator available instantly, final offer after affordability assessment

Best for: This loan is best for individuals seeking a long-term solution with a reputable bank, especially those with excellent credit scores.

HSBC UAE

HSBC UAE Personal Loan

APR 7.0%
Amount
د.إ25k–د.إ750k
Term
12–48 months
Approval
callback-led application, decision after eligibility and salary-transfer verification

Best for: This loan is best for expats looking for a reliable bank with global reach and attractive rates for significant financing needs.

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