Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Compare rates, terms, and total cost — all in one place.

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A$1,000 A$100,000

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ANZ

ANZ Personal Loan

APR 7.49–19.99%
Amount
A$5k–A$75k
Term
12–84 months
Approval
Apply online

Best for: Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

NAB

NAB Secured Car Loan

APR 6.74–13.54%
Amount
A$10k–A$100k
Term
12–84 months
Approval
Same day approval with funds within one business day after agreement

Best for: This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

Plenti

Plenti Personal Loan

APR 6.17–24.09%
Amount
A$2k–A$75k
Term
12–84 months
Approval
Funds in as little as 24 hours from approval

Best for: This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Commonwealth Bank

Commonwealth Bank Personal Loan

APR 7.25–22.25%
Amount
A$4k–A$50k
Term
12–84 months
Approval
Same day for eligible customers

Best for: This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

Plenti

Plenti Secured Car Loan

APR 7.49%
Amount
A$5k–A$75k
Term
36–84 months
Approval
Personalised rate in as little as 60 seconds; average settlement about 24 hours

Best for: This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

NAB

NAB Personal Loan

APR 7.5–12.99%
Amount
A$5k–A$55k
Term
12–84 months
Approval
Apply online

Best for: This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

Commonwealth Bank

CommBank Secured Car Loan

APR 6.79–10.79%
Amount
A$4k–A$120k
Term
12–84 months

Best for: Borrowers with a steady income and good credit seeking a loan for a new or used vehicle.

Westpac

Westpac Personal Loan

APR 7.0–21.99%
Amount
A$4k–A$50k
Term
12–84 months
Approval
Same day for eligible customers

Best for: This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Westpac

Westpac Car Loan

APR 6.49–12.99%
Amount
A$5k–A$100k
Term
12–84 months

Best for: This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

OurMoneyMarket

OurMoneyMarket Personal Loan

APR 5.95–18.99%
Amount
A$5k–A$75k
Term
24–60 months
Approval
Fast online approval

Best for: Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.

Harmoney

Harmoney Personal Loan

APR 5.76–24.03%
Amount
A$2k–A$70k
Term
24–84 months
Approval
Fast online approval, funds within 24 hours

Best for: This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

ING

ING Personal Loan

APR 6.19–19.99%
Amount
A$5k–A$60k
Term
12–84 months
Approval
Same day for eligible customers

Best for: Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.

Liberty Financial

Liberty Financial Personal Loan

APR 5.67–24.99%
Amount
A$3k–A$80k
Term
36–84 months
Approval
Get personalised rate in minutes

Best for: This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

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