Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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₵1,000 ₵100,000

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Standard Chartered Ghana

Standard Chartered Personal Loan
APR 25.83–32.0%
Amount
₵800–₵350k
Term
12–72 months
Approval
Subject to assessment

Best for: Best for salary account holders looking for flexibility and additional benefits like credit life insurance.

GCB Bank

GCB 24-Hour Personal Loan
APR 22.75–30.0%
Amount
₵2k–₵700k
Term
12–60 months
Approval
Within 24 hours

Best for: This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.

Absa Ghana

Absa Direct Personal Loan
APR 7.03–30.03%
Amount
₵500–₵1M
Term
6–96 months
Approval
Quick approval

Best for: Best for Absa account holders seeking quick access to funds with a range of repayment options.

Bank of Africa Ghana

Bank of Africa Personal Loan
APR 10.0%
Amount
—
Term
Up to 36 months
Approval
48 hours

Best for: It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.

Fidelity Bank Ghana

Fidelity Bank Personal Loan
APR 22.0%
Amount
Up to ₵450k
Term
6–84 months
Approval
48 hours

Best for: Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.