Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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€1,000 €100,000

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An Post Money

An Post Personal Loan

APR 6.9–19.9%
Amount
€5k–€75k
Term
12–84 months
Approval
Apply online

Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

Revolut

Revolut Personal Loan

APR 6.5–12.99%
Amount
€2k–€30k
Term
12–60 months
Approval
Apply in-app, quick decision

Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.

Irish Credit Unions

Credit Union Personal Loans in Ireland

APR 8.0–12.68%
Amount
€1k–€75k
Term
12–120 months
Approval
Varies by credit union, many offer quick approval

Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

Bank of Ireland

Bank of Ireland Personal Loan

APR 7.1–8.9%
Amount
€2k–€75k
Term
12–60 months
Approval
Online applications in about 15 minutes for existing customers

Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

Permanent TSB

PTSB Personal Loan

APR 6.2–8.8%
Amount
€1.5k–€75k
Term
12–60 months
Approval
Approval in minutes online or in-app

Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

AIB

AIB Personal Loan

APR 8.65–8.95%
Amount
€1k–€50k
Term
12–60 months
Approval
Decision within 3 hours for online applications

Best for: This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.

Avant Money

Avant Money Personal Loan

APR 6.7–19.9%
Amount
€5k–€75k
Term
12–120 months
Approval
Apply online, approval subject to review

Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.