Compare personal loans

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Axis Bank

Axis Bank Education Loan

APR 6.9–13.5%
Amount
₹50k–₹7.5M
Term
12–180 months
Approval
5-7 business days

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

HDFC Bank

HDFC Bank New Car Loan

APR 8.15%
Amount
₹100k–₹2.5M
Term
12–84 months
Approval
Loan disbursal in as little as 30 minutes

Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

ICICI Bank

ICICI Bank Personal Loan

APR 10.25–19.0%
Amount
₹50k–₹5M
Term
12–60 months
Approval
Same day

Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

State Bank of India

SBI Student Loan Scheme

APR 6.9–9.9%
Amount
₹100k–₹5M
Term
12–180 months
Approval
15 business days

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

IDFC FIRST Bank

IDFC FIRST Bank Personal Loan

APR 10.49–24.0%
Amount
₹20k–₹4M
Term
6–60 months
Approval
Same day

Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

Canara Bank

Canara Bank Vidya Turant Education Loan

APR 7.25–10.1%
Amount
₹100k
Term
12–180 months
Approval
5-10 business days

Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

Kotak Mahindra Bank

Kotak Mahindra Bank Personal Loan

APR 10.25–24.0%
Amount
₹50k–₹4M
Term
12–60 months
Approval
Same day

Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

Punjab National Bank

PNB Saraswati Education Loan

APR 6.85–11.6%
Amount
₹100k–₹5M
Term
12–180 months
Approval
7-14 business days

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

State Bank of India

SBI New Car Loan

APR 8.9–9.85%
Amount
₹100k
Term
12–84 months
Approval
Quick disbursement after approval

Best for: This loan is best for individuals with a stable income looking to finance a new vehicle.

Axis Bank

Axis Bank Personal Loan

APR 10.49–22.0%
Amount
₹50k–₹4M
Term
12–60 months
Approval
Same day

Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

HDFC Bank

HDFC Bank Education Loan

APR 10.5–13.5%
Amount
₹100k–₹5M
Term
12–180 months
Approval
3-5 business days

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

ICICI Bank

ICICI Bank Education Loan

APR 8.5–13.0%
Amount
₹100k
Term
12–144 months
Approval
3-7 business days

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Axis Bank

Axis Bank Car Loan

APR 8.75–12.5%
Amount
₹100k
Term
12–84 months

Best for: This loan is best for salaried or self-employed individuals seeking full vehicle financing with convenient service.

HDFC Bank

HDFC Bank Personal Loan

APR 9.99–21.0%
Amount
₹50k–₹5M
Term
12–60 months
Approval
Same day

Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

Bank of Baroda

Bank of Baroda Baroda Gyan Education Loan

APR 6.85–11.25%
Amount
₹100k
Term
12–180 months
Approval
7-10 business days

Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

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