Compare personal loans

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Pan Asia Banking Corporation

Pan Asia Bank Personal Loan
APR 13.4–18.5%
Amount
Rs500k–Rs5M
Term
12–72 months
Approval
Speedy processing

Best for: Borrowers who value unsecured access and transparent current pricing more than absolute lowest rate

Bank of Ceylon

BOC Personal Loan
APR 11.0–14.0%
Amount
Rs30k
Term
Up to 60 months
Approval
Branch or online application

Best for: Borrowers who want a large state-bank network and relatively modest salary-entry requirements

Commercial Bank of Ceylon

Commercial Bank Personal Loan
APR 11.0–14.0%
Amount
Rs100k–Rs5M
Term
Up to 84 months
Approval
Within 3 working days

Best for: Salaried borrowers who want a mainstream private-bank option with a more explicit processing timeline

Seylan Bank

Seylan Bank Personal Loan
APR 10.5–14.0%
Amount
Rs500k–Rs7M
Term
12–84 months
Approval
2-4 working days

Best for: Borrowers earning at least LKR 200,000 monthly who need a bigger ticket and can route salary through Seylan

National Savings Bank

NSB Personal Loan
APR 11.5–15.0%
Amount
Up to Rs5M
Term
Up to 180 months
Approval
Branch-based processing

Best for: Borrowers prioritizing lower rates and longer repayment over speed or digital convenience