Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Himalayan Bank

Himalayan Bank Personal Loan

APR 5.95–9.45%
Amount
Rs100k–Rs5M
Term
Up to 84 months
Approval
Standard processing, collateral evaluation required

Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.

NIC ASIA Bank

NIC ASIA Bank Personal Loan

APR 6.8–8.8%
Amount
Rs100k–Rs1.5M
Term
12–84 months
Approval
Standard processing, 2-3 working days

Best for: Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.

Sanima Bank

Sanima Bank Personal Loan

APR 6.55–8.55%
Amount
Rs100k–Rs7.5M
Term
Up to 60 months
Approval
Standard processing, documentation required

Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.

Global IME Bank

Global IME Bank Personal Loan

APR 6.17–8.17%
Amount
Rs100k–Rs1.5M
Term
12–60 months
Approval
Standard processing

Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.

Laxmi Sunrise Bank

Laxmi Sunrise Bank Personal Loan

APR 5.99–7.99%
Amount
Rs100k–Rs1.5M
Term
12–60 months
Approval
Standard processing

Best for: Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.

Nepal Bank Limited

Nepal Bank Personal Term Loan

APR 6.95–7.95%
Amount
Rs100k–Rs1.5M
Term
12–120 months
Approval
Standard processing, government bank pace

Best for: Best suited for Nepalese citizens with a steady income seeking manageable loan terms.

Nabil Bank

Nabil Bank Professional Loan

APR 5.99–7.99%
Amount
Rs100k–Rs1.5M
Term
12–84 months
Approval
Quick disbursal with minimal documentation

Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.

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