Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Transparent Rates No Hidden Fees Secure Comparison

Your financial compass

Compare rates, terms, and total cost — all in one place.

Loan Estimator

Rs1,000 Rs100,000

Est. Monthly Payment

—

APR range: —

Check eligibility →

Rates depend on your financial profile

Recently added

Global IME Bank

Global IME Bank Personal Loan

APR 6.17–8.17%
Amount
Rs100k–Rs1.5M
Term
12–60 months
Approval
Standard processing

Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.

Nepal Bank Limited

Nepal Bank Personal Term Loan

APR 6.95–7.95%
Amount
Rs100k–Rs1.5M
Term
12–120 months
Approval
Standard processing, government bank pace

Best for: Salaried professionals in Nepal seeking a personal loan between NPR 100,000 to NPR 1,500,000.

Laxmi Sunrise Bank

Laxmi Sunrise Bank Personal Loan

APR 5.99–7.99%
Amount
Rs100k–Rs1.5M
Term
12–60 months
Approval
Standard processing

Best for: Salaried individuals in Nepal with stable incomes looking for long-term personal financing.

Nabil Bank

Nabil Bank Professional Loan

APR 5.99–7.99%
Amount
Rs100k–Rs1.5M
Term
12–84 months
Approval
Quick disbursal with minimal documentation

Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.

Himalayan Bank

Himalayan Bank Personal Loan

APR 5.95–9.45%
Amount
Rs100k–Rs5M
Term
Up to 84 months
Approval
Standard processing, collateral evaluation required

Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.

NIC ASIA Bank

NIC ASIA Bank Personal Loan

APR 6.8–8.8%
Amount
Rs100k–Rs1.5M
Term
12–84 months
Approval
Standard processing, 2-3 working days

Best for: Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.

Sanima Bank

Sanima Bank Personal Loan

APR 6.55–8.55%
Amount
Rs100k–Rs7.5M
Term
Up to 60 months
Approval
Standard processing, documentation required

Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.

Latest from the blog