BNZ Personal Loan
- Amount
- NZ$2k–NZ$50k
- Term
- 6–60 months
Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Transparent Rates
No Hidden Fees
Secure Comparison
Your financial compass
Compare rates, terms, and total cost — all in one place.
Loan Estimator
NZ$1,000
NZ$100,000
Est. Monthly Payment
—
APR range: —
Rates depend on your financial profile
Recently added
MTF Finance Car Loan
- Amount
- NZ$2k–NZ$100k
- Term
- 12–84 months
- Approval
- Same day decision
Best for: This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.
SBS Bank Home Loan
- Amount
- —
- Term
- 6–360 months
Best for: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.
Instant Finance Debt Consolidation Loan
- Amount
- NZ$500–NZ$50k
- Term
- 3–84 months
- Approval
- Money within 24 hours of approval
Best for: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.
SBS Bank Personal Loan
- Amount
- NZ$1k–NZ$30k
- Term
- 6–60 months
- Approval
- 1-3 business days
Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.
Westpac Car Loan
- Amount
- NZ$2k–NZ$50k
- Term
- 6–60 months
- Approval
- 1-3 business days
Best for: Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.
Instant Finance Personal Loan
- Amount
- NZ$500–NZ$50k
- Term
- 3–84 months
Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.
Harmoney Car Loan
- Amount
- NZ$2k–NZ$100k
- Term
- 36–84 months
- Approval
- Rate check with no credit score impact
Best for: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.
Kiwibank Personal Loan
- Amount
- NZ$2k–NZ$30k
- Term
- 12–60 months
Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.
ANZ Car Loan
- Amount
- NZ$3k–NZ$50k
- Term
- 6–84 months
- Approval
- Within 5 business days
Best for: Ideal for those seeking a reliable lender with no application fees and quick approval times.
ANZ Personal Loan
- Amount
- NZ$3k–NZ$50k
- Term
- 6–84 months
- Approval
- Decision within 5 business days, same-day funding once approved
ASB Car Loan
- Amount
- NZ$2k–NZ$50k
- Term
- 6–84 months
- Approval
- 1-3 business days
Best for: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.
Harmoney Personal Loan
- Amount
- NZ$2k–NZ$100k
- Term
- 36–84 months
- Approval
- Quote in minutes, funding can be as fast as 9 minutes
Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.
UDC Finance Car Loan
- Amount
- NZ$5k–NZ$100k
- Term
- 12–60 months
- Approval
- Apply online or through dealer network
Best for: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.
Westpac Personal Loan
- Amount
- NZ$2k–NZ$50k
- Term
- 6–60 months
Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.
AA Money Car Loan
- Amount
- NZ$5k–NZ$75k
- Term
- 12–60 months
- Approval
- Quick online application
Best for: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.
The Co-operative Bank Personal Loan
- Amount
- NZ$1k–NZ$50k
- Term
- 6–60 months
Best for: Best suited for those needing a personal loan between $1,000 and $50,000 with flexible terms.
Instant Finance Car Loan
- Amount
- NZ$2k–NZ$50k
- Term
- 12–84 months
- Approval
- Fast online approval
Best for: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.
ASB Personal Loan
- Amount
- NZ$2k–NZ$50k
- Term
- 6–84 months
Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.