Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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BPI

BPI Personal Loan

APR 28.67–31.72%
Amount
₱20k–₱3M
Term
12–36 months
Approval
2-3 banking days

Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

CIMB

CIMB Personal Loan

APR 18.0%
Amount
₱30k–₱1M
Term
12–60 months
Approval
Varies (app-based credit assessment)

Best for: Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.

BDO

BDO Personal Loan

APR 25.98–26.76%
Amount
₱10k–₱2M
Term
6–36 months
Approval
5-7 banking days

Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

PSBank

PSBank Flexi Personal Loan

APR 41.29–42.88%
Amount
₱20k–₱250k
Term
24–36 months
Approval
5-9 working days

Best for: Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.

UnionBank

UnionBank Personal Loan

APR 31.22–31.98%
Amount
₱20k–₱2M
Term
12–60 months
Approval
3-5 banking days

Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

EastWest Bank

EastWest Personal Loan

APR 39.82–47.03%
Amount
₱25k–₱3M
Term
12–60 months
Approval
5-7 banking days

Best for: Individuals earning at least ₱25,000 monthly who need a significant personal loan without collateral.

Metrobank

Metrobank Personal Loan

APR 30.52–33.32%
Amount
₱20k–₱2M
Term
12–36 months
Approval
7 banking days

Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

SB Finance

SB Finance Personal Loan

APR 39.43%
Amount
₱30k–₱3M
Term
12–36 months
Approval
1-3 business days

Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

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