Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Allied Bank

Allied Personal Finance
APR 28.8–29.8%
Amount
Rs30k–Rs3M
Term
12–48 months
Approval
3-5 business days

Best for: Salaried individuals earning at least PKR 25,000, looking for a personal loan within a flexible repayment term.

HBL

HBL Personal Loan
APR 21.36–35.99%
Amount
Rs25k–Rs3M
Term
12–48 months
Approval
Via HBL Mobile App

Best for: This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.

UBL

UBL CashPlus Personal Loan
APR 23.0–28.0%
Amount
Rs50k–Rs3M
Term
12–48 months
Approval
2-5 business days

Best for: Salaried individuals or self-employed professionals in need of quick access to substantial funds for personal expenses.

MCB Bank

MCB Personal Loan
APR 25.36–27.36%
Amount
Rs50k–Rs2M
Term
12–48 months
Approval
3-5 business days

Best for: Salaried professionals with a stable income looking for quick cash without collateral.

Standard Chartered

Standard Chartered Personal Loan
APR 22.0–28.0%
Amount
Rs30k–Rs4M
Term
12–60 months
Approval
10 working days

Best for: Salaried individuals aged 21+ or self-employed aged 25+ with a stable income looking for an unsecured loan.

JS Bank

JS Bank CashAsaan Personal Loan
APR 26.0–30.0%
Amount
Rs60k–Rs4M
Term
12–48 months
Approval
Same day via JS Mobile

Best for: Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.

Faysal Bank

Faysal Islami Personal Finance
APR 30.0%
Amount
Rs50k–Rs4M
Term
12–48 months
Approval
Via branch or call 021 111 06 06 06

Best for: Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.

Bank Alfalah

Bank Alfalah Personal Loan
APR 29.8–35.0%
Amount
Rs50k–Rs3M
Term
12–48 months
Approval
Instant via Alfa App (60 seconds for eligible)

Best for: Best for salaried individuals needing quick funds without collateral.