Compare personal loans

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Figure

Figure Home Equity Line of Credit

APR 6.75–15.0%
Amount
$15k–$750k
Term
60–360 months
Approval
Funding in as few as 5 days

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

Ally Financial

Ally Auto Finance

APR 5.99–22.99%
Amount
$5k–$75k
Term
12–84 months
Approval
Same day via dealer

Best for: Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

Discover

Discover Personal Loans

APR 7.99–24.99%
Amount
$2.5k–$40k
Term
36–84 months

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Alliant Credit Union

Alliant Credit Union Personal Loans

APR 6.75–16.0%
Amount
$1k–$50k
Term
12–60 months

Best for: These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.

Oportun

Oportun Personal Loan

APR 35.95–35.99%
Amount
$300–$10k
Term
12–48 months
Approval
1-3 business days

Best for: Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

Bank of America

Bank of America Auto Loans

APR 5.49–17.99%
Amount
$7.5k–$100k
Term
12–75 months
Approval
Same day

Best for: Car buyers with good credit looking for flexible loan amounts between $7,500 and $100,000.

LendingClub

LendingClub Personal Loan

APR 6.53–35.99%
Amount
$1k–$40k
Term
24–60 months

Best for: Individuals with fair credit seeking personal loans for debt consolidation or major purchases.

Sallie Mae

Sallie Mae Student Loans

APR 2.99–16.38%
Amount
$1k–$200k
Term
60–180 months

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

American Express

Kabbage Business Line of Credit

APR —
Amount
$2k–$250k
Term
1–18 months
Approval
Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Rocket Mortgage

Rocket Mortgage by Quicken Loans

APR 6.875–7.148%
Amount
$50k–$3M
Term
180–360 months
Approval
Online application, Rocket Logic verification speeds process

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

DCU (Digital Federal Credit Union)

DCU Auto Loan

APR 5.24–18.0%
Amount
$500–$150k
Term
12–84 months
Approval
Quick online pre-approval

Best for: This loan is best for DCU members seeking a straightforward auto loan with no application fees.

LendingClub

LendingClub Debt Consolidation Loan

APR 5.96–35.99%
Amount
$1k–$40k
Term
24–60 months
Approval
Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Avant

Avant Personal Loans

APR 9.95–35.99%
Amount
$2k–$35k
Term
24–60 months

Best for: This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

Better Mortgage

Better Mortgage Refinance

APR 5.5–7.5%
Amount
$50k–$3M
Term
180–360 months
Approval
Pre-approval in minutes, closing in 3 weeks

Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

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