Compare personal loans

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American Express

Kabbage Business Line of Credit

APR
Amount
$2k–$250k
Term
1–18 months
Approval
Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

LendingClub

LendingClub Debt Consolidation Loan

APR 5.96–35.99%
Amount
$1k–$40k
Term
24–60 months
Approval
Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Brigit

Brigit Instant Cash

APR
Amount
$50–$250
Term
1–1 months
Approval
Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

College Ave

College Ave Student Loans

APR 2.09–17.99%
Amount
Up to $1k
Term
60–180 months
Approval
Apply online, quick credit decision

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

Figure

Figure Home Equity Line of Credit

APR 6.75–15.0%
Amount
$15k–$750k
Term
60–360 months
Approval
Funding in as few as 5 days

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

Citizens Bank

Citizens Personal Loans

APR 7.49–22.44%
Amount
$5k–$50k
Term
36–84 months

Best for: These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

Speedy Cash

Speedy Cash

APR 36.0–199.0%
Amount
$50–$5k
Term
Up to 24 months
Approval
Same day

Best for: Best for borrowers who require immediate cash and have a steady income to meet repayment requirements.

Discover

Discover Personal Loans

APR 7.99–24.99%
Amount
$2.5k–$40k
Term
36–84 months

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Dave

Dave ExtraCash

APR
Amount
$25–$500
Term
1–1 months
Approval
5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

SoFi

SoFi Student Loan Refinancing

APR 4.24–10.37%
Amount
$5k–$1000.0k
Term
60–240 months
Approval
Check rate in minutes, no hard credit pull

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

OppLoans

OppLoans Personal Loans

APR 59.0–199.0%
Amount
$500–$4k
Term
9–18 months
Approval
Same day

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

Chase

Chase Auto Finance

APR 5.49–17.99%
Amount
$4k–$100k
Term
12–72 months
Approval
Same day

Best for: It's best for those with good credit looking for flexible loan amounts between $4,000 and $100,000.

Earnest

Earnest Student Loan Refinance

APR 4.15–14.9%
Amount
$5k–$500k
Term
Approval
Check rate in minutes with no impact on credit score

Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

Rocket Mortgage

Rocket Mortgage by Quicken Loans

APR 6.875–7.148%
Amount
$50k–$3M
Term
180–360 months
Approval
Online application, Rocket Logic verification speeds process

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

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