Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Techcombank

Techcombank Personal Loan

APR 12.9–20.0%
Amount
Term
6–60 months
Approval
1-3 business days

Best for: This loan is best for Vietnamese citizens aged 20-70 with a stable income of at least VND 10 million per month who need an unsecured loan for various personal expenses.

Vietcombank

Vietcombank Car Loan

APR 4.8–11.5%
Amount
Term
12–96 months
Approval
3-5 ngày làm việc

Best for: This loan is best suited for individuals seeking a comprehensive car financing solution, especially if they have the necessary collateral. It caters well to those who prioritize quick approval processes.

TPBank

TPBank Home Loan

APR 6.9%
Amount
Term
Up to 360 months
Approval
Fast review, often within 24 hours

Best for: This loan is best for those looking to finance a home purchase or renovation with a high loan-to-value ratio and who can provide the necessary documentation.

BIDV

BIDV Personal Loan

APR 7.0–12.5%
Amount
Term
6–60 months

Best for: This loan is ideal for individuals needing significant funding quickly, offering a range of amounts and terms to fit various needs.

HDBank

HDBank Car Loan

APR 6.9–11.0%
Amount
Term
12–84 months
Approval
Phê duyệt trong 3-5 ngày

Best for: This loan is ideal for Vietnamese citizens aged 18-65 with a regular income who need financing for a new or used car.

FE Credit

FE Credit Flexible Cash Loan

APR 20.0–48.0%
Amount
₫3M
Term
6–60 months
Approval
Within 24 hours

Best for: This loan is best for Vietnamese citizens needing immediate cash for personal expenses, with flexible repayment terms.

Agribank

Agribank Personal Loan

APR 7.0–11.5%
Amount
₫5M
Term
6–60 months

Best for: This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.

HSBC Vietnam

HSBC Vietnam Personal Loan

APR 6.0–15.0%
Amount
Term
12–60 months
Approval
1-3 business days

Best for: It's best for Vietnamese citizens or foreigners with work permits needing substantial funds for personal expenses.

MB Bank

MB Bank Car Loan

APR 7.0–12.0%
Amount
Term
12–84 months
Approval
1-3 business days

Best for: This loan is best for Vietnamese residents aged 18 and older with a regular income seeking a reliable car financing solution.

VPBank

VPBank Personal Loan

APR 14.4–24.0%
Amount
Term
6–60 months
Approval
1-2 business days

Best for: This loan is best for Vietnamese residents with stable incomes looking for unsecured financing up to VND 500 million over a maximum of 60 months.

TPBank

TPBank Car Loan

APR 7.3–12.0%
Amount
Term
12–84 months
Approval
Phê duyệt nhanh qua app TPBank

Best for: This loan is best for Vietnamese citizens aged 18-60 with a steady income who need financing for vehicle purchases.

Home Credit Vietnam

Home Credit Cash Loan

APR 9.0–33.94%
Amount
₫5M
Term
3–57 months
Approval
Within 30 minutes

Best for: This loan is best for those needing quick access to funds, as approval and disbursement times are notably fast.

ACB

ACB Car Loan

APR 5.2–10.5%
Amount
Term
12–84 months
Approval
Phê duyệt nhanh

Best for: Ideal for Vietnamese citizens aged 18-65 with a stable income looking to finance a new vehicle.

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