Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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VPBank

Vay Tiêu Dùng VPBank
APR 14.4–24.0%
Amount
—
Term
6–60 months
Approval
1-2 business days

Best for: Employees aged 22-60 in Vietnam with stable income looking for a personal loan for various needs.

TPBank

Vay Mua Nhà TPBank
APR 6.9%
Amount
—
Term
Up to 360 months
Approval
Fast review, often within 24 hours

Best for: Homebuyers with stable income and good credit looking to finance their dreams with significant support from their lender.

Vietcombank

Vay Mua Ô Tô Vietcombank
APR 4.8–11.5%
Amount
—
Term
12–96 months
Approval
3-5 ngày làm việc

Best for: Individuals with a stable income looking to finance a new car purchase in Vietnam.

Agribank

Vay cá nhân Agribank
APR 7.0–11.5%
Amount
₫5M
Term
6–60 months

Best for: This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.

MB Bank

Vay mua xe ô tô MB Bank
APR 7.0–12.0%
Amount
—
Term
12–84 months
Approval
1-3 business days

Best for: This loan is best for Vietnamese residents aged 18 and older with a regular income seeking a reliable car financing solution.

TPBank

TPBank Car Loan
APR 7.3–12.0%
Amount
—
Term
12–84 months
Approval
Phê duyệt nhanh qua app TPBank

Best for: This loan is best for Vietnamese citizens aged 18-60 with a steady income who need financing for vehicle purchases.

ACB

Vay mua ô tô ACB
APR 5.2–10.5%
Amount
—
Term
12–84 months
Approval
Phê duyệt nhanh

Best for: Ideal for Vietnamese citizens aged 18-65 with a stable income looking to finance a new vehicle.

Home Credit Vietnam

Vay tiền mặt nhanh Home Credit
APR 9.0–33.94%
Amount
₫5M
Term
3–57 months
Approval
Within 30 minutes

Best for: This loan is best for those needing quick access to funds, as approval and disbursement times are notably fast.

VPBank

Vay mua xe ô tô VPBank
APR 5.8–12.0%
Amount
—
Term
12–96 months
Approval
About 5 minutes

Best for: Individuals with steady income who need quick access to vehicle financing, especially first-time buyers.

HDBank

Vay Mua Ô Tô HDBank
APR 6.9–11.0%
Amount
—
Term
12–84 months
Approval
Phê duyệt trong 3-5 ngày

Best for: This loan is ideal for Vietnamese citizens aged 18-65 with a regular income who need financing for a new or used car.

BIDV

Vay Mua Ô Tô BIDV
APR 6.5–11.0%
Amount
—
Term
12–96 months
Approval
3-5 ngày làm việc

Best for: This loan is best for those looking to finance both personal and business vehicles with flexible repayment terms up to 84 months.

BIDV

Vay Tiêu Dùng BIDV
APR 7.0–12.5%
Amount
—
Term
6–60 months

Best for: Individuals aged 18-65 with a stable income of at least 5,000,000 VND per month seeking personal financing.

Techcombank

Vay Mua Ô Tô Techcombank
APR 6.8–11.0%
Amount
—
Term
12–96 months
Approval
Decision in as little as 2 minutes

Best for: Individuals with a stable income looking to finance a vehicle purchase of up to VND 5 billion.

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