Nedbank Personal Loan
- Amount
- R2k–R300k
- Term
- 6–72 months
- Approval
- 1-2 business days
Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.
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Boodle Short-Term Loan
- Amount
- R4k–R8k
- Term
- 1–6 months
- Approval
- Minutes
Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
Capfin Personal Loan
- Amount
- R1k–R50k
- Term
- 1–24 months
- Approval
- Same day
Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.
Lime24 Short-Term Loan
- Amount
- R500–R8k
- Term
- Up to 3 months
- Approval
- Same day
Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.
Bayport Personal Loan for Government Employees
- Amount
- R2k–R250k
- Term
- 6–60 months
- Approval
- 1-3 business days
Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
Wonga Short-Term Loan
- Amount
- R500–R8k
- Term
- 1–6 months
- Approval
- Under 15 minutes
Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.
RCS Personal Loan
- Amount
- R1k–R100k
- Term
- 6–60 months
- Approval
- 1-2 business days
Mulah Short-Term Loan
- Amount
- R500–R8k
- Term
- Up to 3 months
- Approval
- Same day (apply by 3pm)
Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
Old Mutual Personal Loan
- Amount
- R5k–R200k
- Term
- 12–60 months
- Approval
- 1-3 business days
Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.
Finance27 Short-Term Loan
- Amount
- R1k–R7.2k
- Term
- 2–2 months
- Approval
- Within 24 hours
Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
Fasta Personal Loan
- Amount
- R500–R8k
- Term
- 1–6 months
- Approval
- Minutes
Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.
Letsatsi Finance Personal Loan
- Amount
- R500–R8k
- Term
- 1–6 months
- Approval
- Same day
Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
Capitec Personal Loan
- Amount
- R1k–R250k
- Term
- 6–84 months
- Approval
- Same day
Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.
Finbond Mutual Bank Personal Loan
- Amount
- R500–R25k
- Term
- 1–24 months
- Approval
- Same day
Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.
Absa Personal Loan
- Amount
- R2k–R300k
- Term
- 6–72 months
- Approval
- 1-2 business days
Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.
TymeBank Personal Loan
- Amount
- R500–R100k
- Term
- 3–36 months
- Approval
- Same day
Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
Sanlam Credit Solutions Personal Loan
- Amount
- R2k–R200k
- Term
- 6–60 months
- Approval
- 1-2 business days
Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
FinChoice Personal Loan
- Amount
- R500–R50k
- Term
- 1–36 months
- Approval
- Same day
Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
Standard Bank Personal Loan
- Amount
- R2k–R300k
- Term
- 6–72 months
- Approval
- Same day
Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.
FNB Personal Loan with eBucks Rewards
- Amount
- R1k–R300k
- Term
- 6–72 months
- Approval
- Same day
Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.