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Smart Personal Loan Choices for September

Discover top personal loans this September with rates as low as 5.67%. Find options tailored for diverse needs and credit profiles.

Sep 3, 2026 Read more →

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OurMoneyMarket

OurMoneyMarket Personal Loan

APR 5.95–18.99%

Amount: A$5k–A$75k
Term: 24–60 months
Approval: Fast online approval

Liberty Financial

Liberty Financial Personal Loan

APR 5.67–24.99%

Amount: A$3k–A$80k
Term: 36–84 months
Approval: Get personalised rate in minutes

Best for: This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

Plenti

Plenti Personal Loan

APR 6.17–24.09%

Amount: A$2k–A$75k
Term: 12–84 months
Approval: Funds in as little as 24 hours from approval

Best for: This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Harmoney

Harmoney Personal Loan

APR 5.76–24.03%

Amount: A$2k–A$70k
Term: 24–84 months
Approval: Fast online approval, funds within 24 hours

Best for: This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

ING

ING Personal Loan

APR 6.19–19.99%

Amount: A$5k–A$60k
Term: 12–84 months
Approval: Same day for eligible customers

NAB

NAB Personal Loan

APR 7.5–12.99%

Amount: A$5k–A$55k
Term: 12–84 months
Approval: Apply online

Best for: This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.