Blog

Guides, comparisons, and expert analysis

Personal Loan Options: Finding the Right Fit for You

Compare top personal loans to find the best rates and terms. Discover flexible options from 6.2% APR and explore digital-first solutions.

Aug 28, 2026 Read more →

Trending items

Revolut

Revolut Personal Loan

APR 6.5–12.99%

Amount: €2k–€30k
Term: 12–60 months
Approval: Apply in-app, quick decision

Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.

Permanent TSB

PTSB Personal Loan

APR 6.2–8.8%

Amount: €1.5k–€75k
Term: 12–60 months
Approval: Approval in minutes online or in-app

Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

Avant Money

Avant Money Personal Loan

APR 6.7–19.9%

Amount: €5k–€75k
Term: 12–120 months
Approval: Apply online, approval subject to review

Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

Irish Credit Unions

Credit Union Personal Loans in Ireland

APR 8.0–12.68%

Amount: €1k–€75k
Term: 12–120 months
Approval: Varies by credit union, many offer quick approval

Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

An Post Money

An Post Personal Loan

APR 6.9–19.9%

Amount: €5k–€75k
Term: 12–84 months
Approval: Apply online

Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

Bank of Ireland

Bank of Ireland Personal Loan

APR 7.1–8.9%

Amount: €2k–€75k
Term: 12–60 months
Approval: Online applications in about 15 minutes for existing customers

Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.