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The Truth About Personal Loans: 7 Myths Debunked

Unravel common misconceptions about personal loans. From APR myths to borrowing limits, learn the reality behind popular loan beliefs.

Aug 31, 2026 Read more →

Nepal Bank Limited

APR 6.95–7.95%

Best for: Best suited for Nepalese citizens with a steady income seeking manageable loan terms.

Laxmi Sunrise Bank

APR 5.99–7.99%

Best for: Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.

Nabil Bank

APR 5.99–7.99%

Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.

Himalayan Bank

APR 5.95–9.45%

Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.

Sanima Bank

APR 6.55–8.55%

Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.

Global IME Bank

APR 6.17–8.17%

Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.